Restaurant/Food Service Equipment Financing by Direct Credit Funding

Cultivate Your Culinary Business with Tailored Financing Solutions

Direct Credit Funding is dedicated to fueling the growth and success of the restaurant and food service industry. Whether you’re opening a new restaurant, expanding your current location, or upgrading your kitchen, our specialized financing options are designed to help you acquire the essential equipment needed to elevate your culinary creations and service.

What We Offer

Extensive Loan Range

$10,000 to Over $5 Million: Our flexible financing covers a broad spectrum of needs, from minor equipment updates to major expansions or complete kitchen overhauls.
Application Only to $250k: Streamlined application process for equipment needs up to $250,000 with minimal paperwork
100% Financing Available: Access full financing for all your franchise needs, allowing you to maintain liquidity and invest in growth without upfront capital constraints.

Rapid Approval Process

24-Hour Approval: We understand the fast-paced nature of the restaurant industry, which is why we offer a streamlined approval process to get you the financing you need without delay.

Equipment Financing

Wide Range of Equipment: Finance everything from commercial ovens, refrigerators, and freezers to espresso machines, food processors, and point-of-sale systems. We also finance furnishings and fixtures to enhance your dining area and customer experience.
Loan and Lease Options: Choose between purchasing your equipment outright with a loan or taking advantage of our leasing options for greater flexibility and potential tax benefits.
Leasing Benefits: Leasing can help manage cash flow, reduce maintenance concerns, and ensure your equipment remains up-to-date with the latest technology.

you’re opening a new restaurant, expanding your current location, or upgrading your kitchen, our specialized financing options are designed to help you acquire the essential equipment needed to elevate your culinary

Additional Financing Options

Working Capital Loans:
- Credit Accounts: Flexible credit lines to handle daily operational expenses or unexpected costs.
- Lump Sum Loans: Access a lump sum to cover larger investments and pay it back over a period that suits your business cycle.
- Unsecured Loans: Get quick funding without the need for collateral, perfect for urgent or short-term financial needs.
Franchise Financing: Customized solutions for both franchisors and franchisees looking to expand or update their operations.
Municipal Financing: Special financing for public or government-affiliated food services.
Corporate-Only and Startup Funding: Whether you’re a well-established business or a budding entrepreneur, we have financial programs to support your venture.
Application Only to $250k: Simplify your smaller equipment purchases with quick processing and minimal paperwork for loans up to $250,000.

Benefits of Equipment Financing

Maximize Tax Savings: Utilize Section 179 of the IRS tax code to deduct the full purchase price of qualifying equipment purchased or leased during the tax year, potentially reducing your taxable income significantly.
Preservation of Cash Flow: Financing allow businesses to conserve their working capital by spreading the cost of equipment over time, freeing up funds for other business needs.
Tax Benefits: Tax advantages, such as deducting lease payments as operating expenses or depreciation and interest on financed equipment.
Flexible Terms: Financing agreements can be tailored to match the business’s budget and revenue cycles, offering flexibility in payment schedules.
Access to Up-to-Date Equipment: Financing enable businesses to stay competitive by accessing the latest equipment and technology without the need for significant upfront investment.

Why Choose Direct Credit Funding?

Our experienced team at Direct Credit Funding understands the unique challenges faced by the restaurant and food service industry. We offer competitive financing options, a quick approval process, and a dedication to helping you achieve your business goals. With our support, you can invest in the high-quality equipment your restaurant needs to deliver outstanding food and service.

Enhance your culinary enterprise today. Contact Direct Credit Funding to discover how our financing solutions can help your restaurant thrive.

Apply Now