Heavy Equipment Financing by Direct Credit Funding

Power Your Projects with Robust Financing Solutions

Direct Credit Funding specializes in heavy equipment financing that helps construction, mining, and other heavy-duty industries to scale operations and enhance efficiency. We understand the importance of reliable, high-quality heavy machinery in achieving your project goals and we're here to make acquisition easier with flexible financing options tailored to your business needs.

What We Offer

Extensive Loan Range

$10,000 to Over $5 Million: Our broad loan range ensures that whether your needs are small-scale or require significant capital, we have the capacity to support your heavy equipment investments.
Application Only to $250k: Streamlined application process for equipment needs up to $250,000 with minimal paperwork
New or Used equipment: We finance both new, used and titled equipment

Fast and Efficient Approval Process

24-Hour Approval: We minimize downtime with a quick approval process, helping you get the equipment you need without delay.

Equipment Financing

Wide Range of Equipment: Finance a variety of heavy equipment such as bulldozers, excavators, cranes, loaders, dump trucks, and more. Whether you’re looking to expand your fleet or upgrade to the latest technology, we cover all aspects of heavy machinery financing.
Loan and Lease Options: Choose the financing structure that best suits your financial strategy. Whether it's an outright purchase through a loan or the flexibility and potential tax benefits of a leasing agreement, we provide the options you need to make the best decision for your business.
Flexible Payment Terms: We offer tailored payment plans that can align with your project schedules and cash flow, allowing for seasonal fluctuations in your business operations.

Additional Financing Options

Working Capital Loans:
- Credit Accounts: Manage ongoing operational expenses with flexible credit options.
- Lump Sum Loans: Get the upfront capital you need and repay it on a schedule that works for you.
- Unsecured Loans: Quick access to funds without the necessity for collateral.
Franchise Financing: Custom solutions for franchises needing to invest in heavy machinery.
Municipal Financing: Specialized financing for public sector projects that require heavy equipment.
Corporate-Only and Startup Funding: Whether you're a seasoned company or a new player in the industry, we offer tailored financing solutions to help you grow.
Application Only to $250k: Expedite smaller investments with a streamlined application process for loans up to $250,000.

Benefits of Equipment Financing

Immediate Deductions: Utilize Section 179 of the IRS tax code to potentially deduct the full purchase price of financed or leased heavy equipment in the first year of service, reducing your taxable income significantly.
Preservation of Cash Flow: Financing allow businesses to conserve their working capital by spreading the cost of equipment over time, freeing up funds for other business needs.
Tax Benefits: Tax advantages, such as deducting lease payments as operating expenses or depreciation and interest on financed equipment.
Flexible Terms: Financing agreements can be tailored to match the business’s budget and revenue cycles, offering flexibility in payment schedules.
Access to Up-to-Date Equipment: Financing enable businesses to stay competitive by accessing the latest equipment and technology without the need for significant upfront investment.

Why Choose Direct Credit Funding?

Our deep understanding of the heavy equipment needs across various industries enables us to offer not just financing but solutions that are thoughtfully aligned with your business objectives. With Direct Credit Funding, you gain a partner who is as committed to your projects’ success as you are. We provide competitive financing options, a swift approval process, and a dedication to customer satisfaction that sets us apart.

Equip your business with the necessary tools to succeed. Contact Direct Credit Funding today to explore your financing options and get your equipment faster.

Apply Now